Terms and Conditions
Please read these terms carefully before using our services
Terms of Service
These terms of service outline the rules and regulations for the use of SmartGoldLoans's website and services.
1. Acceptance of Terms
- By accessing and using our website, you accept and agree to be bound by these Terms and Conditions.
- If you disagree with any part of these terms, you may not access our service.
- We reserve the right to modify these terms at any time without prior notice.
2. User Eligibility
- You must be at least 18 years old to use our services.
- You must be a resident of India.
- You must provide valid and accurate information during registration.
- You are responsible for maintaining the confidentiality of your account.
3. Service Description
- SmartGoldLoans provides a platform to compare gold loan offers.
- We do not directly provide loans or financial services.
- All loan-related decisions are made by partnered financial institutions.
- Rates and offers displayed are subject to change without notice.
4. User Responsibilities
- Provide accurate and truthful information.
- Maintain the security of your account credentials.
- Not engage in any fraudulent or illegal activities.
- Not attempt to manipulate or abuse our cashback system.
5. Privacy & Data Protection
- We collect and process your data as described in our Privacy Policy.
- You agree to our data collection and processing practices.
- We implement reasonable security measures to protect your data.
- We may share your information with loan providers as necessary.
6. Limitation of Liability
- SmartGoldLoans is not responsible for loan approval decisions.
- We do not guarantee specific loan terms or rates.
- We are not liable for any damages arising from service use.
- Our maximum liability is limited to the amount paid for our services.